Incockneedo is for the urban commuter who doesn't want to dress like every day is race day. What he will do is wear the padded cycling shorts under his cargo shorts.
Noob Commuter " Man my ass is killing me today. I bought a new seat and everything, still no joy.
Commuter With Street Cred " Yeah son, you should be rolling, incockneedo" (raising shorts ever so slightly to reveal the ultra comfy chamois shorts)